Corporate principles

In order to accomplish our mission and fulfill the clients’ needs, our team is guided by three main principles.

Transparency – for us, transparency is at the basis of our relationship with clients.  Our clients deserve to make well informed and rational choice. It is integral part of our job to keep clients informed and to communicate clearly our partnership requirements. Therefore we build our team to become a high-skilled one, to be able to provide clients with adequate information and respond to any kind of queries. Contracts and documents are written in comprehensible language and protect clients’ interests.


Personal approach – we know that each business is unique and needs unique support and understanding. Therefore we provide individual service approach to every client as according to concrete needs. We constantly research clients’ needs and improve our products in timely manner in order to better meet entrepreneurs’ requirements.


Advanced business knowledge – for more than 15 years we work supporting small enterprises inBulgaria. Therefore we claim we understand clients’ business as well as their aspirations and challenges. We always aim to provide services, which are accessible to our clients and to correspond to their needs. 

USTOI JSC is a member of European Microfinance Network and The Microfinance Centre
"Business credit 1" is a trademark of USTOI JSC USTOI JSC is an administrator of personal data under the LPPD reg.№15466 USTOI JSC is a financial institution under the CIA reg.№ BGR00098

Funding is provided through a "European Progress Microfinance Facility" created by the European Union

Ustoi Ltd is created with the support of:
Accepted payment methods Visa and MasterCard
Резултат с изображение за visa

USTOI PLC 2016 All rights reserved.
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